Shops that require protection for high risk goods held on the premises will usually need to declare the total values of each stock item. High risk shop stock and goods are those that attract thieves and are expensive to replace. Examples of high risk stock items are electronic equipment, cigarettes, and tobacco, designer clothing, computers and digital equipment, software, computer games and consoles, drugs pharmacy and medicines, watches and jewellery, mobile phones and radios, photographic equipment, power tools, TVs, DVDs, CDs and Wines and Spirits.
If your shop has high risk stock you can reduce the cost of your premiums by having adequate security in place. This includes an insurance company approved burglar and fire alarm, window grills, shutters and bars, CCTV and sprinklers. Many shop insurers will only offer stock cover if the minimum levels of security are in place for all shops, regardless of the stock contents held. A lot of insurers may offer further large discounts to the premium if the shop owner lives on or above the premises and is there at night.
Shops by their very nature deal with members of the public and a good insurance policy will usually contain liability cover as standard. This should include Public Liability of up to ?2,000,000 for any one claim by a member of the public who may suffer loss or injury visiting the shop.
If you employ staff all policies will offer Employers Liability cover of up to ?10,000,000 one event and because shops sell goods and services, Products Liability cover of ?2,000,000 for any one period of insurance.
I want to say thank you to my mom, She has started this Organization in 2011, She started out with no to very little support or help from anyone, Even today 2014 she is still doing a work in the community to help as many people as she can. even with no to little help she gets. She has the help from me and my sister's and brothers that push her to keep moving forward. I love you mom.
God is good and he gave us the way and the truth and the life inChrist thatbe live an djoy andbe beless and forgiven and healed and voice of the songs of Glory and I will play my piano for thanksgiving for my salvation in grace thanks and bless and pray,keijo sweden
PROPHETESS BERRY!!! Blessing unto you and yours!! We just bless the Lord for the confimation that he sent forth on last night through you!! Indeed a mighty vessel of God you are!! My prayers are that God continue to take you higher as you continue to be obedient and humble unto him!!!! Thank you once again for bringing forth the word!!!
i would like to thank Prophetess Berry for the awesome word of God on Friday night! All I can say is to God be all the glory for the things He has done! Thank you for allowing the Holy Spirit to speak through you on what has already been spoken through our own Prophetess Elect- Windy Marshall
Oops!
Oops, you forgot something.